Web. http://ees.elsevier.com/mulfin

1. Papers must be in English

2. Papers for publication should be uploaded at the URL listed above accompanied by a submission fee of US$ 75.00. The submission fee is paid with a credit card through the completion of the Submission Payment form which should be posted to the address given at the bottom of the form. Revised papers being submitted for additional review also require a submission of US$ 75.00, unless the editor has specifically waived the fee for the revised papers. There are no page charges.

Please follow these three steps when submitting your paper:
1. upload your paper onto the Elsevier Electronic Submission system
2. complete the "Submission Payment Form" and save it to your computer
3. send the completed form by post to:

Professor Stephen P. Ferris
J.H. Rogers Chair of Money
Credit and Banking
404F Cornell Hall
University of Missouri-Columbia
Columbia, MO 65211
USA

Accepted papers are submitted electronically. See instructions at the web URL. Please adhere strictly to the general instructions below on style, arrangement and, in particular, the reference style of the Journal.

4. Manuscripts should be double spaced, with wide margins. All pages should be numbered consequently. Titles and subtitles should be short. References, tables, and legends for the figures should be printed on separate pages. The length of the manuscript should be limited to 26 pages.

5. The first page of the manuscript should contain the following information:

i. The title
ii. The name(s) and institutional affiliation(s) of the author(s)

Do not include names, affiliations or other identifying information on the first page unless the editor has requested that this information be included.

6. The first page of the manuscript should also contain at least one classification code according to the Classification System for Journal Articles as used by the Journal of Economic Literature; in addition, up to five key words should be supplied.

7. Acknowledgements and information on grants received can be given in a first footnote, which should not be included in the consecutive numbering of footnotes. only when the editor has requested inclusion of names and other information.

8. Footnotes should be kept to a minimum and numbered consecutively throughout the text with superscript Arabic numerals.

9. Displayed formulae should be numbered consecutively throughout the manuscript as (1), (2), etc. against the right-hand margin of the page. In cases where the derivation of formulae has been abbreviated, it is of great help to the referees if the full derivation can be presented on a separate sheet (not to be published).

10. References to publications should be as follows: 'Smith (1992) reported that...' or 'This problem has been studied previously (e.g., Smith et al., 1969)'. The author should make sure that there is a strict one-to-one correspondence between the names and years in the text and those on the list. The list of references should appear at the end of the main text (after any appendices, but before tables and legends for figures). It should be double spaced and listed in alphabetical order by author's name.

References should appear as follows:

For Monographs
Hawawini, G., Swary, I., 1990. Mergers and Acquisitions in the U.S. Banking Industry: Evidence from the Capital Markets. North-Holland: Amsterdam.

For Contributions to Collective Works
Brunner, K., Meltzer, A.H., 1990. Money Supply. In: Friedman, B.M., Hahn, F.H. (Eds.), Handbook of Monetary Economics, Vol. 1. North-Holland: Amsterdam.

For Periodicals
Griffiths, W., Judge, G., 1992. Testing and estimating location vectors when the error covariance matrix is unknown. Journal of Econometrics 54, 121-138. Note that journal titles should not be abbreviated.

11. Illustrations will be reproduced photographically from originals supplied by the author. Please provide all illustrations electronically. Care should be taken that lettering and symbols are of a comparable size. The illustrations should not be inserted in the text. All graphs and diagrams should be referred to as figures, and should be numbered consecutively in the text in Arabic numerals.

12. Tables should be numbered consecutively in the text in Arabic numerals and printed on separate sheets.

Any manuscript which does not conform to the above instructions may be returned for the necessary revision before publication.

13. Page proofs will be sent to the corresponding author. Proofs should be corrected carefully; the responsibility for detecting errors lies with the author. Corrections should be restricted to instances in which the proof is at variance with the manuscript. Extensive alterations will be charged. The corresponding author, at no cost, will be provided with a PDF file of the article via e-mail. The PDF file is a watermarked version of the published article and includes a cover sheet with the journal cover image and a disclaimer outlining the terms and conditions of use.