JOURNAL OF BANKING & FINANCE

Guide for Authors

(1) Papers must be in English.

(2) Papers for publication should be submitted electronically via the web at: http://ees.elsevier.com/jbf

Information on paying the submission fee is provided during the paper upload process. Please make sure and download the payment submission form during the upload process. Unsolicited manuscripts must be accompanied by a submission fee of US$ 220.00. Revised and resubmitted manuscripts must include a fee of US$180.00. Payment is by credit card only. Submission of a paper will be held to imply that it contains original unpublished work and is not being submitted for publication elsewhere. Upon acceptance of an article, authors will be asked to sign a "Journal Publishing Agreement." Acceptance of the agreement will ensure the widest possible dissemination of information.

If excerpts from other copyrighted works are included, the author(s) must obtain written permission from the copyright owners and credit the source(s) in the article. Elsevier has preprinted forms for use by authors in these cases: contact Elsevier's Rights Department, Oxford, UK: phone (+44) 1865 843830, fax (+44) 1865 853333, e-mail permissions@elsevier.com. Requests may also be completed online via the Elsevier homepage ( http://www.elsevier.com/locate/permissions)


(3) Manuscripts should be double spaced, with wide margins, and printed on one side of the paper only. All pages should be numbered consequently. Titles and subtitles should be short. References, tables, and legends for the figures should be printed on separate pages.

(4) The first page of the manuscript should only contain the following information: (i) the title; (ii) an abstract of not more than 100 words; (i) at least one classification code according to the Classification System for Journal Articles as used by the Journal of Economic Literature; in addition, up to five key words should be supplied.

(5) Acknowledgements, names, and other identifying information should not be included in the review draft of the paper submitted.

(6) Footnotes should be kept to a minimum and numbered consecutively throughout the text with superscript Arabic numerals. They should be double spaced and not include displayed formulae or tables.

(7) Displayed formulae should be numbered consecutively throughout the manuscript as (1), (2), etc. against the right-hand margin of the page. In cases where the derivation of formulae has been abbreviated, it is of great help to the referees if the full derivation can be presented on a separate sheet (not to be published).

(8) References to publications should be as follows:

`Smith (1992) reported that...' of 'This problem has been studied previously (e.g., Smith et al., 1969)'.

The author should make sure that there is a strict one-to-one correspondence between the names and years in the text and those on the list. The list of references should appear at the end of the main text (after any appendices, but before tables and legends for figures). It should be double spaced and listed in alphabetical order by author's name.

References should appear as follows:

For monographs
Hawawini, G., Swary, I., 1990. Mergers and Acquisitions in the U.S. Banking Industry: Evidence from the Capital Markets. North-Holland, Amsterdam.

For contributions to collective works
Brunner, K., Meltzer, A.H., 1990. Money supply, in: Friedman, B.M., Hahn, F.H. (Eds.), Handbook of Monetary Economics, Vol. 1. North-Holland, Amsterdam, pp. 357-396.

For periodicals
Griffiths, W., Judge, G., 1992. Testing and estimating location vectors when the error covariance matrix is unknown. Journal of Econometrics 54, 121-138.

Note that journal titles should not be abbreviated.

(9) Illustrations will be reproduced photographically from originals supplied by the author; they will not be redrawn by the publisher. Care should be taken that lettering and symbols are of a comparable size. All graphs and diagrams should be referred to as figures, and should be numbered consecutively in the text in Arabic numerals.

(10) Tables should be numbered consecutively in the text in Arabic numerals and printed on separate sheets.

(11) Page proofs will be sent to the corresponding author. Proofs should be corrected carefully; the responsibility for detecting errors lies with the author. Corrections should be restricted to instances in which the proof is at variance with the manuscript. Extensive alterations will be charged. The corresponding author, at no cost, will be provided with a PDF file of the article via e-mail. The PDF file is a watermarked version of the published article and includes a cover sheet with the journal cover image and a disclaimer outlining the terms and conditions of use.