- Print ISBN 9780128016985
- Electronic ISBN 9780128018064
The need for "back to basics" information about credit risk has not disappeared; in fact, it has grown among lenders and investors who have no easy ways to learn about their clients. This short and readable book guides readers through core risk/performance issues. Readers learn the ways and means of running more efficient businesses, review bank and investor requirements as they evaluate funding requests, gain knowledge selling themselves, confidence in business plans, and their ability to make good on loans. They can download powerful tools such as banker’s cash flow models and forecast equations programmable into a cell or tablet. Readers can punch keys to ascertain financial needs, calculate sales growth rates calling for external financing, profits required to internally finance their firms, and ways to position revenue growth rates in equilibrium with their firm’s capital structure – a rock-solid selling point among smart lenders and investors.
The book’s "how-to," practical and systematical guide to credit and risk analysis draws upon case studies and online tools, such as videos, spreadsheets, and slides in providing a concise risk/return methodology.
Its novel comparable, non-technical style make this book a welcome addition to any business library. Navigating the Business Loan serves undergraduate institutions offering courses in entrepreneurship and credit management, graduate students, professionals working in financial institutions, and venture capitalists and general investors. Finally to my community banker friends and to readers running their own shops: entrepreneurships, small to midsized businesses - , I have only this to add: this book was inspired and written especially for you.
"...talks about the worth of a business, whether one is seeking finance, acquiring or investing in the business...has an international appeal and will be useful for any financier, small business owner or entrepreneur from a developed, developing or underdeveloped economy." --The IUP Journal of Entrepreneurship Development
"Overall, the book has an international appeal and will be useful for any financier, small business owner or entrepreneur from a developed, developing or underdeveloped economy." --The IUP Journal of Entrepreneurship Development