Money—How to Save It, Spend It, and Make It

Money—How to Save It, Spend It, and Make It

A Practical Guide for the Non-Expert

1st Edition - January 1, 1968

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  • Author: Bernard D. Coleman
  • eBook ISBN: 9781483136394

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Description

Money—How to Save It, Spend It, and Make It provides practical guidance about money in terms of investment, income, and profit. This book focuses on the three main topics, namely, on buying profitably, on saving money on taxation, and on making money by investment. Organized into three parts encompassing 36 chapters, this book begins with an overview of the method of getting the best value of money by understanding how to keep taxation at a minimum legitimately and how to invest at the best advantage. This text then discusses the concept of annuity mortgage, which is a mortgage loan on a property to be bought. Other chapters consider the various components of income tax. This book discusses as well the important distinction between income from working and investment income for tax purposes. The final chapter deals with investments in trust units, trust shares, or other equities. This book is a valuable resource for readers who are interested in saving and making money.

Table of Contents


  • Preface

    Author's Note

    Part I. Spending with Profit

    1. How Much are You Paying

    2. Cutting the Cost

    3. Assurance and Insurance; or Something for Practically Nothing

    4. Your Biggest Buy—House Purchase at a Profit

    Addendum to part I

    A. Government Option Mortgage Scheme re House Purchase

    B. Government 100% Mortgage Scheme re House Purchase

    Part II. Cut Down Your Tax Bill

    5. The General Picture

    6. Allowances—Claim All you Can

    7. When to Get Married, and Wives Who Work

    8. Tax Returns and Checking the Bill

    9. Tax Relief—Older People and Small Incomes

    10. Covenants, or Doubling Your Money

    11. Under or Overpaid Tax—How Do They Work it out

    12. Error or Mistake; or Keeping out of Jail

    13. P.A.Y.E. and Tax Schedules

    14. Going into Business

    15. Repayment Claims

    16. Surtax

    17. Capital Gains and More Tax

    18. Limited Companies and Their Taxes

    Part III. Profit and Pleasure from Investing

    19. General Considerations

    20. Safe and Sound. (Short-term Risk-Free Investment)

    21. Of Greater Interest. (Longer-term Risk-Free Investment)

    22. Fresh Pastures. (Thinking about Risks)

    23. Deeper Waters. (Risking a Small Loss)

    24. The Crystal Ball - A Look at Interest Rates

    25. More Risk—But More Potential Reward

    (Ordinary shares)

    26. Spreading the Risk - Unit Trusts

    27. Unit Trusts and Life Assurance

    28. The Last Lifeline - Investment Trusts

    29. Cutting Free the Anchor - Ordinary Shares Your Own Choice

    30. Where and When to Choose Shares

    31. Redeeming Your Mistakes

    32. Buying and Selling Securities

    33. Checking How You Stand

    34. Information for the Owners - Company Accounts

    35. Looking at the Market and What I Like Myself

    36. Tying up the Loose Ends

    Appendixes

    1. Earned Income and Earned Income Allowance

    2. Interest from Which Tax is Not Deducted before Receipt

    3. Income Tax Reliefs and Allowances as at 1967/8

    4. Expenses which May Be Claimed as Deductions from Income When Computing Tax Due

    5. Income and the Annual Return

    6. Surtax

    7. Schedules and Cases

    8. Price Range for Certain Government Securities Where There is No Capital Gains Tax

    9. Calculation of "Yield to Redemption"

    10. Government Stocks on the Post Office Register which Can Be Purchased through the Post Office Savings Department (as at February 1968)

    11. Glossary

    Addendum Re Budget Proposals 1968

    Index

Product details

  • No. of pages: 310
  • Language: English
  • Copyright: © Pergamon 2013
  • Published: January 1, 1968
  • Imprint: Pergamon
  • eBook ISBN: 9781483136394

About the Author

Bernard D. Coleman

About the Editors

R Brown

G. Chandler

Affiliations and Expertise

Canberra, Australia

W. A. Davis

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