Handbook of Blockchain, Digital Finance and Inclusion, Volume 1 - 1st Edition - ISBN: 9780128104415

Handbook of Blockchain, Digital Finance and Inclusion, Volume 1

1st Edition

Cryptocurrency, FinTech, InsurTech, and Regulation

Editors: David LEE Kuo Chuen Robert Deng
Paperback ISBN: 9780128104415
Imprint: Academic Press
Published Date: 1st September 2017
Page Count: 500
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Handbook of Blockchain, Digital Finance and Inclusion, Volume 1: Cryptocurrency, FinTech, InsurTech, and Regulation explores recent advances in digital banking and cryptocurrency, emphasizing mobile technology and evolving uses of cryptocurrencies as financial assets. Contributors go beyond summaries of standard models to describe new banking business models that will be sustainable and will likely dictate the future of finance. The volume not only emphasizes the financial opportunities made possible by digital banking, such as financial inclusion and impact investing, but it also looks at engineering theories and developments that encourage innovation. Its ability to illuminate present potential and future possibilities make it a unique contribution to the literature.

Key Features

  • Explores recent advances in digital banking and cryptocurrency, emphasizing mobile technology and evolving uses of cryptocurrencies as financial assets
  • Explains the practical consequences of both technologies and economics to readers who want to learn about subjects related to their specialties
  • Encompasses alternative finance, financial inclusion, impact investing, decentralized consensus ledger and applied cryptography
  • Provides the only advanced methodical summary of these subjects available today


Upper-division undergraduates, graduate students, and professionals working in financial institutions and financial technology worldwide

Table of Contents


  1. Digital Finance: Hinternet, LASIC, Ant Financial and M-Pesa. David Lee & Christopher Dula
  2. From Ant Financial to Alibaba's Rural Taobao Strategy: How Fintech is Transforming Social Inclusion. Chong Guan, Ding Ding, David Lee, & Lee Cheng Tan
  3. The M-Pesa Technological Revolution for Financial Services in Kenya: A Platform for Financial Inclusion. Ndung'u Njuguna
  4. Financial Inclusion in the Digital Age. Anju Patwardhan
  5. Digital Finance

  6. Using Broadband to Enhance Financial Inclusion. Ignacio Mas & Paul Shulte
  7. Mobile Technologies and Financial Inclusion. Albert Chu
  8. Financial Inclusion, Digital Currency and Mobile Technology. Vrajlal Sapovadia
  9. Cryptocurrency

  10. The Cross Section of Crypto-Currencies as Financial Assets. Hermann Elendner, Simon Trimborn, Bobby Ong, & Ong Teik Ming Lee
  11. CRIX Index: Analysis of a Cryptocurrency Index for Portfolio Investment. Wolfgang Hardle, Shi Chen, Bobby Ong, & Cathy Y Chen
  12. Financial Intermediation in Cryptocurrency Markets – Regulation, Gaps and Bridges. Immaculate Motsi-Omoijiade
  13. Legal Risks of Owning Cryptocurrencies. Ernie Teo & Kelvin Low
  14. Digital Banking and Insurance

  15. InsurTech and FinTech: Banking and Insurance Enablement. Choon Yan Tan, Paul Schulte, & David Lee
  16. Understanding Interbank Real-Time Retail Payment Systems. Roy Lai
  17. Real-time Inbound Marketing: A Use Case for Digital Banking. Venky Shankararaman, Srinivas Reddy, & Alan Megargel
  18. Regulation & Supervision in a Digital and Inclusive World. Loretta Michaels & Matt Homer
  19. Singapore Approach to Develop and Regulate FinTech. Sai Fan Pei
  20. Big Data, Smart Data and Data Technology in the Regulatory Context. Douglas Arner, Janos Barberis, & Ross Buckley
  21. Ambient Accountability: Shared Ledgers, Glass Banks and Radical Transparency in Financial Services. Dave Birch & Salome Parulava
  22. Peer to Peer Lending/Marketplace Lending and Regulatory Environment. Anju Patwardhan
  23. EU VAT Implications of Crowdfunding. Aleksandra Bal


No. of pages:
© Academic Press 2018
Academic Press
Paperback ISBN:

About the Editor

David LEE Kuo Chuen

Prof David LEE Kuo Chuen, founder of several companies including Left Coast, LiBai (李白)and Ferrell Group. He is the founding investor in ZCash, Qtum and a few other blockchain companies and cryptocurrency. He is currently a professor in Singapore University of Social Science, SUSS (formerly known as UniSIM) and is the 2015 Fulbright Scholar at Stanford University. He is a mentor to China Wanxiang’s Chainlab Accelerator (万向区块链新链加速器), an advisor to Financial Inclusion Institute and Blockchain organisations, and was the Director of the Sim Kee Boon Institute for Financial Economics at Singapore Management University. He graduated with BSc, MSc and PhD from the London School of Economics and Political Science. He is a non executive director of two listed companies. He was the Group Managing Director of OUE and Auric Pacific. His operation and managing experience includes F&B, manufacturing, hospitality, hedge funds, stockbrokering, property management, property development, REITs, medical plastic components, listing and de-listing of companies, start-ups and multinationals. He is the editor and an author of the American Library Association Outstanding Award Reference Book titled “Digital Currency” by Elsevier and the LASIC model for scalable technology companies. He has been nominated by Internal Consulting Group as a Global Thought Leader for Fintech and Blockchain.

Affiliations and Expertise

Fulbright Scholar, Stanford University (2015), Professor, Singapore University of Social Science, and co-founder of Leftcoast

Robert Deng

Robert Deng is Director of the Secure Mobile Centre and Professor in the School of Information Systems at Singapore Management University. With a Ph.D. from Illinois Institute of Technology, he has served as a guest editor for a special issue of the International Journal of Information Security and serves as an editor for the International Journal of Information Security and IEEE Transactions on Dependable and Secure Computing, among others. He regularly delivers keynote speeches on security, privacy, and encrypted data.

Affiliations and Expertise

School of Information Systems, Singapore Management University, Singapore