Online submission
Submission to this journal proceeds totally online. Via http://ees.elsevier.com/ime you will
be guided stepwise through the creation and uploading of the various files. The system automatically converts source files to a single
Adobe Acrobat PDF version of the article, which is used in the peer-review process. Note that your manuscript should be submitted as
a source file which means in any of the Word processing file or Latex but not as a PDF. Please note that even though manuscript source
files are converted to PDF at submission for the review process, these source files are needed for further processing after acceptance.
All correspondence, including notification of the Editor's decision and requests for revision, takes place by e-mail and via the Author's
homepage in EES.
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Legal and Copyright
Submission of an article implies that the work described has not been published previously
(except in the form of an abstract or as part of a published lecture or academic thesis), that it is not under consideration for publication
elsewhere, that its publication is approved by all Authors and tacitly or explicitly by the responsible authorities where the work was
carried out, and that, if accepted, it will not be published elsewhere in the same form, in English or in any other language, without
the written consent of the Publisher.
Upon acceptance of an article, authors will be asked to sign a "Journal Publishing Agreement
(for more information on this and copyright see http://www.elsevier.com/authors). Acceptance of the agreement will ensure
the widest possible dissemination of information. An e-mail (or letter) will be sent to the corresponding author confirming receipt of
the manuscript together with a `Journal Publishing Agreement form.
Reprints: The corresponding author, at no cost, will be provided
with a PDF file of the article via e-mail or, alternatively, 25 free paper offprints. This PDF file is a watermarked version of the published
article and includes a cover sheet with the journal cover image and a disclaimer outlining the terms and conditions of use.
If excerpts
from other copyrighted works are included, the Author(s) must obtain written permission from the copyright owners and credit the source(s)
in the article. Elsevier has forms for use by Authors in these cases: contact Elsevier's Rights Department, Oxford, UK: phone (+44) 1865
843830, fax (+44) 1865 853333, e-mail permissions@elsevier.com. Requests may also be completed on-line via http://www.elsevier.com/locate/permissions.
Word processing formats
Most word processing formats are accepted, but Word or LaTeX is preferred. Files can also be submitted
in PDF/Postscript format. Detailed instructions for LaTeX preparation can be obtained from http://www.elsevier.com/latex.
Save the file in the native format of the word processor used. Do not embed "graphically designed" equations or tables, but prepare these
using the wordprocessor's facility. Do not import the figures into the text file but, instead, indicate their approximate locations directly
in the electronic text. To avoid unnecessary errors you are strongly advised to use the "spellchecker" function of your word processor.
Article Language. Articles must be written in good English.
Language Editing: International Science
Editing and Asia Science Editing can provide English language and copyediting services to authors who need assistance before they submit
their article or, before it is accepted for publication. Authors can contact these services directly: International Science Editing (http://www.internationalscienceediting.com)
and Asia Science Editing (http://www.asiascienceediting.com).
For more information about language editing services,
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Title. Concise and informative. Avoid abbreviations and formulae.
Author names and affiliations. Where the family name may be ambiguous (e.g., a double name), please indicate this clearly.
Present the Authors' affiliation addresses (where the actual work was done) below the names. Indicate all affiliations with a lower-case
superscript letter immediately after the Author's name and in front of the appropriate address. Provide the full postal address of each
affiliation, including the country name, and, if available, the e-mail address of each Author.
Corresponding Author. Clearly
indicate who is designated to handle correspondence at all stages of refereeing and publication, also post-publication. Ensure that telephone
and fax numbers (with country and area code) are provided in addition to the e-mail address and the complete postal address.
Abstract.
A concise and factual abstract is required. The abstract should state briefly the purpose of the research, the principal results and
major conclusions. An abstract is often presented separate from the article, so it must be able to stand alone.
Acknowledgments. Acknowledgements and information on grants received can be given in a first footnote, which should not be included in the consecutive
numbering of footnotes.
Colour Illustrations
Please make sure that artwork files are in an acceptable format (TIFF, EPS or MS Office files) and with the correct resolution. If, together
with your accepted article, you submit usable colour figures then Elsevier will ensure, at no additional charge, that these figures will
appear in colour on the Web (e.g., ScienceDirect and other sites) regardless of whether or not these illustrations are reproduced in
colour in the printed version. For colour reproduction in print, you will receive information regarding the costs from Elsevier after
receipt of your accepted article. Please indicate your preference for colour in print or on the Web only. For further information on
the preparation of electronic artwork, please see http://www.elsevier.com/artworkinstructions .
Please note: Because
of technical complications which can arise by converting colour figures to "grey scale" (for the printed version should you not opt for
colour in print) please submit in addition usable black and white versions of all the colour illustrations.
Footnotes. Footnotes
should be kept to a minimum and numbered consecutively throughout the text with superscript Arabic numerals.
References Text: All citations in the text should refer to:
- Single Author: the Author's name (without initials, unless
there is ambiguity) and the year of publication;
- Two Authors: both Authors' names and the year of publication;
- Three or more Authors: first Author's name followed by "et al." and the year of publication.
Citations may be made directly
(or parenthetically). Groups of references should be listed first alphabetically, then chronologically.
Examples: "as demonstrated
previously (Allan, 1996a, 1996b, 1999; Allan and Jones, 1995). Kramer et al. (2000) have recently shown ...."
List: References
should be arranged first alphabetically and then further sorted chronologically if necessary. More than one reference from the same Author(s)
in the same year must be identified by the letters "a", "b", "c", etc., placed after the year of publication.
Examples: Reference to a journal publication:
-Griffiths, W., Judge, G., 1992. Testing and estimating location vectors when the error
covariance matrix is unknown. Journal of Econometrics 54, 121-138 (note that journal names are not to be abbreviated)
Reference
to a book:
-Maddala, G.S., 1983. Limited Dependent and Qualitative Variables in Econometrics. Cambridge: Cambridge University
Press.
Reference to a chapter in an edited book:
-Reinganum, J., 1989. The timing of innovation: research development
and diffusion. In: Schmalansee, R., Willig, R. (Eds.). Handbook of Industrial Organization, Vol. I. Amsterdam: North-Holland, 849-908.
Citing and listing of Web references. As a minimum, the full URL should be given. Any further information, if known (Author
names, dates, reference to a source publication, etc.), should also be given. Web references can be listed separately (e.g., after the
reference list) under a different heading if desired, or can be included in the reference list.
Submission checklist Ensure
that the following items are taken care of:
One Author designated as corresponding Author:
E-mail address
Full postal address
Telephone and fax numbers
All necessary files have been uploaded
Keywords, JEL code,
Subject Category and Insurance Branch Category
All figure captions
All tables (including title, description, footnotes)
Date the manuscript was finalized/revised
Further considerations
Manuscript has been "spellchecked"
References are in the correct format for this journal
All references mentioned in the Reference list are cited in the text,
and vice versa
Permission has been obtained for use of copyrighted material from other sources (including the Web)
